Cyber coverage for the unique Franchisor & Franchisee relationship

MSR FranchiseGuard Overview

Coverage offered through the Franchisor as a "sponsor" wherein the Franchisor has vicarious liability coverage for breaches that occur on franchisee systems (or for a non-electronic breach of privacy).  We offer turnkey solution for breach response which may be a significant driver for the Franchisor wanting the franchisee to buy the cover, since the Franchisor is the one whose brand will be harmed and who could end up as the deep pocket. 

Excess + Surplus

A.M. Best Rating

Lloyd's of London

Coverage Highlights


  • Cyber Liability

Maximum Limit:

  • $2M per occurrence/aggregate

Minimum Deductible:

  • $2,500

Minimum Premium:

  • $500 

Full first and third party cyber coverage for Franchisee-controlled Computer System

  • Affirmative coverage for PCI fines, penalties, and assessments

  • Optional coverage for Breach Response expenses outside the limit

  • Franchisor granted vicarious liability coverage for breaches caused by the franchisee

  • Customer attrition loss (coverage for unusual business churn following a breach event)

  • Customer attrition mitigation coverage sub-limit

  • Coverage for value of compromised Gift/rewards cards

Franchisees will receive significant discounts for participating in this program.

Target Classes


Included but not limited to:

  • Clothing and accessory retail

  • Furniture

  • Hospitality/hotels 

  • Food and beverage

  • Membership services (gyms and spas)

  • Auto dealerships

  • Home care services


MSR Franchisor Questionaire

Binding Requirements

  1. Completed Franchisee Application​

  2. Completed Franchisor Questionnaire

*Franchisor is required to become a Sponsor in order for their Franchisees to participate in this program. 


In order for a Franchisor to become a Sponsor, please fill out the Franchisor Questionnaire located above.

If you are a Franchisee, and your Franchisor is not a Sponsor, please visit the MSR CyberSecure program for more information. 

MSR Franchisee Application


Additional Resources

Coverholder at 


Contact Us




(404) 290-8155

Aventura Address

18851 NE 29th Avenue, Suite 406

Aventura, Florida, 33180

Atlanta Address

980 Birmingham Road Suite 501-267

Milton, GA, 30004

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