Cyber and Tech E&O coverage for small to medium sized enterprises

MSR CyberSecure Overview

Companies today are looking for turnkey solutions that provide a selection of world class breach response vendors, including legal, forensics, credit monitoring/freeze, and public relations following a breach. Having a system in place to immediately provide these services with a single phone call can make a huge difference in the ultimate cost of a privacy or security breach. In addition, emerging and mid-sized business want a very broad policy that is easy to understand; one that has grown as the legal and regulatory environment has shifted. And finally, technology and business process outsourcing companies need a place to buy a policy that provides both broad form cyber and broad form E&O so that potential gaps and overlaps are eliminated. 

Excess + Surplus

A.M. Best Rating

Lloyd's of London

Coverage Highlights


  • Cyber Liability

  • Cyber Liability & Technology E&O Bundle

Maximum Limit:

  • $10M per occurrence/aggregate

Minimum Deductible:

  • $2,500

Minimum Premium:

  • $500 Cyber Liability Only

  • $1,500 Cyber & Technology E&O Bundle

  • Full limits for fines and penalties where insurable by law

  • Broadened Crime and Social Engineering Coverage

  • Invoice manipulation coverage available

  • Full limits Dependent Business Interruption

  • “Vanishing” Business Interruption waiting period

  • Punitive Damages coverage with most favored venue wording

  • Sub-limit available for affirmative TCPA violations (excluded under most policies)

  • Full limits for media liability

Target Classes


Included but not limited to:

  • Retail

  • Hospitality

  • Healthcare

  • Technology

  • Manufacturing

  • Logistics

  • Transportation

Excluded Classes:

  • Adult Entertainment

  • Gambling

  • Social Networking sites

  • Payment Processors

  • Bitcoin/Cryptocurrency related companies

MSR CyberSecure+

Bundle Cyber and Technology E&O Coverage In One Comprehensive Policy

  • Broadened definition of professional services without a “fee” requirement

  • Broadened definition of damages

  • Narrowed exclusion for Contractual Liability and Breach of Contract        

  • Narrowed “fee” exclusion


MSR CyberSecure Application

Binding Requirements

  1. Submit your quote request in the form below